SplitSimple — Terms of Use

Last updated: 7 November 2026

By creating an account or using SplitSimple you agree to these terms and to our Privacy Policy. If you don't agree, please don't use the app.

1. What SplitSimple is

SplitSimple helps friends, flatmates and travel groups record shared expenses and work out who owes whom. It is a record-keeping tool: it does not hold, send or receive money. Payments you make through UPI or any other app happen outside SplitSimple, between you and the other person.

2. Your account

You must be at least 13 years old (or the minimum age in your country). Keep your sign-in details private; you're responsible for what happens in your account. You can delete your account at any time from Settings → Delete account.

3. Community rules — zero tolerance for objectionable content

Group chat, comments, expense descriptions, group names and profile details are written by users. There is no tolerance for objectionable content or abusive users. You must not post anything that:

• harasses, bullies, threatens or intimidates anyone;
• is hateful or discriminates on the basis of race, religion, caste, gender, sexuality, disability or nationality;
• is sexually explicit, violent or graphic;
• is spam, a scam, or impersonates someone else;
• is illegal or encourages illegal activity, or shares other people's private information without permission.

4. Reporting and blocking

Tap ⋯ next to any message or comment to report it or block its author. A reported item is hidden from you straight away. Blocking hides all of that member's messages and comments from you; you can unblock them in Settings → Blocked members. You can also email support@splitsimpleapp.com.

We review every report within 24 hours. When content breaks these rules we remove it, and we suspend or remove the account of the user who posted it.

5. Your content

You keep ownership of what you add. You give us permission to store it and show it to the members of the groups you share it with, only so the app works. Content in a group stays visible to its members until it is deleted.

6. No financial advice and no guarantee

Balances are calculated from what members enter. Please check them before paying anyone. SplitSimple is provided "as is", and to the extent the law allows we are not liable for losses arising from mistakes in entered data or from payments made outside the app.

7. Ending access

We may suspend or remove accounts that break these terms. You can stop using SplitSimple and delete your account at any time.

8. Changes

If we change these terms we'll update the date above; important changes will be announced in the app.