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Best expense splitting apps (2026)

The best expense splitting app depends on your group: SplitSimple and Tricount are fully free with no daily cap, Splitwise is the most established, and Splid, Spliit and Kittysplit skip sign-up. Below are seven apps, what each does best, and how we compared them.

Updated November 2026

We make SplitSimple, so read our pick with that in mind. Every competitor fact below comes from the app's own website or app store listing, linked at the bottom of the page.

Quick picks

• Best free all-rounder: SplitSimple (that's us), Tricount
• Best if your friends already use it: Splitwise
• Best for no sign-up: Tricount, Splid, Spliit, Kittysplit
• Best for offline trips: Settle Up, Splid, Tricount
• Best open source: Spliit
• Best for groups in India: SplitSimple (UPI links, Indian languages), Splitwise (Paytm integration)

Comparison table

1. SplitSimple

SplitSimple is free with no limit on groups or expenses and no ads. You can split equally, by percentage, by exact amounts or item by item, with tax and tip shared across items. It simplifies debts so the group settles with as few payments as possible. Groups get a chat and per-expense comments, an activity feed and insights. Eight currencies are supported and converted into the group's currency. In rupee groups it opens a UPI app with the amount filled in, and the app is available in English plus eight Indian languages.

Best for: groups who want everything free, especially in India. Trade-offs: everyone needs to sign in, there is no offline mode we advertise, and the iPhone app is still coming soon (the web app works in Safari).

2. Splitwise

Splitwise is the most established app here, with iPhone, Android and web apps. It splits equally, by percentage, by shares or by exact amounts, simplifies debts, supports recurring bills and multiple payers, and lists payment integrations with Venmo and PayPal (US) and Paytm (India). Its Pro plan removes the daily limit on new expenses and adds receipt scanning, itemization, currency conversion, charts, search and an ad-free experience.

Best for: people whose friends already use it, or who want Pro's receipt scanning and US card import. Trade-offs: the free plan limits new expenses per day. See SplitSimple vs Splitwise.

3. Tricount

Tricount describes itself as "Free. No ads. No limits." One person creates a group and shares a link, and others can view and add expenses without installing the app. It supports custom splits, multiple currencies, offline entry, spending insights and importing a Splitwise group, and connects to bunq cards.

Best for: one-off trips where not everyone wants an account. Trade-offs: no item-level splitting listed, and the apps are iPhone and Android. See SplitSimple vs Tricount.

4. Settle Up

Settle Up runs on Android, iPhone and the web. It works offline, supports all currencies with real-time exchange rates, handles unequal weights and multiple payers, and calculates the fewest transfers. The free version contains ads; Premium (listed on the US App Store at $3.99 a month or $19.99 a year) removes ads and adds receipt photos, recurring expenses, custom categories, Excel export and statistics.

Best for: frequent travellers who need offline use and unusual currencies. Trade-offs: ads unless you pay. See SplitSimple vs Settle Up.

5. Splid

Splid needs no sign-up, works offline and supports more than 150 currencies. It handles unequal splits and multiple payees, finds the easiest way to settle, and can produce PDF summaries. Excel export is an in-app purchase, and the App Store lists Splid Plus and extra groups as purchases.

Best for: small groups who never want to make an account. Trade-offs: some features cost extra and there is no web version we could find. See SplitSimple vs Splid.

6. Spliit

Spliit is open source under the MIT licence and says it is "Open Source. Forever Free." with no ads and no account. It supports percentage, share and exact splits, recurring expenses, categories, receipt images and an AI receipt scan in beta. It runs as a progressive web app, has an iPhone app, and can be self-hosted with Docker. It is funded by donations.

Best for: people who care about open source or want to host their own copy. Trade-offs: no native Android app listed.

7. Kittysplit

Kittysplit works in any browser, with sign-up optional and iPhone and Android apps too. It says it has never had an expense limit. Groups of up to nine people are free; larger groups, multiple currencies and receipt uploads need a one-time upgrade that one person pays.

Best for: small groups who want to share a link and be done. Trade-offs: multi-currency and bigger groups are paid.

How we compared

We looked at what most groups actually need: whether the free version limits expenses or groups, which split types are included, how friends join, how settling up works, currencies, platforms, ads and exports. For each competitor we read its own website, pricing or Pro page, and app store listing in November 2026, and only included features those sources state. Where something was not mentioned, we say "not listed" rather than guess. We did not use star ratings or download counts, because they vary by country and change often. SplitSimple's features were checked in the app itself.

Prices are from the US App Store unless noted and can differ where you live.

Related

• Free Splitwise alternatives
• Splitting costs on group trips
• Trip expense calculator

Sources (checked Nov 2026)

• Splitwise Pro page
• Splitwise home page
• Splitwise on the App Store (US)
• Tricount home page
• Tricount features
• Tricount: How to split expenses with friends
• Settle Up home page
• Settle Up on the App Store (US)
• Splid on the App Store (US)
• Splid on Google Play
• Spliit home page
• Spliit on GitHub
• Kittysplit: A Splitwise alternative
• SplitSimple features: checked against the SplitSimple app itself, November 2026.

Competitor apps change their plans and prices. If you spot something out of date, tell us through the support page and we will fix it.