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A free Splitwise alternative with no daily limit

SplitSimple is a free Splitwise alternative with no limit on groups or expenses, no ads, and every split type included. Tricount, Settle Up, Splid and the open-source Spliit are also good options, depending on what your group needs.

Updated November 2026

Most people look for a Splitwise alternative after the free plan starts limiting how many expenses they can add each day. If your group adds a lot of small bills, like on a trip, that limit shows up fast. This page covers why people switch, what to check before you move, how SplitSimple compares, and a few other apps worth a look.

Why people look for a Splitwise alternative

Splitwise is one of the most established expense-splitting apps. It runs on iPhone, Android and the web, and it does the core job well: groups, balances, debt simplification and several ways to split a bill. Its Pro page lists what the paid plan adds, and the first item is "Unlimited expenses: Add as many expenses as you like each day, with no interruptions." In other words, free accounts have a daily limit on new expenses.

Splitwise does not publish the exact number on its Pro page, and reports from users vary, so we will not quote one here. What matters is the effect: on a busy day (a group dinner, cabs, tickets, groceries) someone either waits until the next day, asks a friend to log the rest, or pays for Pro.

The same Pro page also lists receipt scanning, itemization, currency conversion, charts, expense search and an ad-free experience as Pro features. If you rely on any of those, the free plan may feel smaller than it used to.

What to look for in an alternative

• No cap on expenses. Check for both daily and monthly caps, and for limits on the number of groups or people.
• The splits you actually use. Equal, percentage and exact amounts cover most cases. Splitting by item helps with restaurant bills where people ordered different things.
• Simple settle up. The app should tell you the shortest list of payments that clears everyone, not just raw balances.
• Currencies. If you travel, check whether converting between currencies is free or paid.
• How your friends join. Some apps need everyone to make an account. Others work from a shared link.
• Platforms. Make sure everyone in the group can use it: iPhone, Android, or a browser.
• Getting your history out. Export to CSV, so you are never stuck.

How SplitSimple compares

SplitSimple is a free expense-splitting app. The free plan has no limit on groups or expenses, and there are no ads. You can split a bill equally, by percentage, by exact amounts, or item by item, and none of those split types are locked behind a paid plan. When it is time to settle, SplitSimple simplifies the group's debts so everyone is square with as few payments as possible.

Each group has a chat, and every expense can have its own comment thread, with options to report a message or block someone. There is an activity feed, spending insights, CSV export and a printable balance sheet. Groups can use eight currencies (INR, USD, EUR, GBP, JPY, AUD, CAD, SGD), and expenses in another currency are converted into the group's currency. For rupee groups, SplitSimple can open a UPI payment in GPay, PhonePe, Paytm or any other UPI app, with the amount filled in.

SplitSimple runs in any browser as a web app you can install on your home screen, and on Android. The iPhone app is coming soon. Like Splitwise, SplitSimple only keeps the records. It never holds or moves your money.

Splitwise details are from its own Pro page, home page and App Store listing, checked November 2026. "No" in the Splitwise column means we could not find it in those sources.

Other Splitwise alternatives worth a look

SplitSimple is not the only option. These apps are all genuine choices, each with a different strength:

• Tricount: free with no ads and no daily expense cap. One person makes a group and shares a link, and others can view and add expenses without installing the app. iPhone and Android. See SplitSimple vs Tricount.
• Settle Up: Android, iPhone and a web app, works offline, and supports all currencies with real-time rates. The free version shows ads; Premium removes them and adds receipt photos and recurring expenses. See SplitSimple vs Settle Up.
• Splid: no sign-up required, works offline, and handles more than 150 currencies. Some features, such as Excel export, are in-app purchases. See SplitSimple vs Splid.
• Spliit: open source (MIT licence), free, no ads and no account. It runs in the browser and you can host it yourself.

For a side-by-side of all of them, read the best expense splitting apps in 2026.

How to move your group from Splitwise to SplitSimple

1. Settle up or note balances in Splitwise. The cleanest switch is to settle up first. If that is not practical, open the group in Splitwise and write down what each person owes or is owed.
2. Create the group in SplitSimple. Pick the group's currency when you create it.
3. Invite everyone. Share the invite link or the group code. Friends sign in with Google or email and join.
4. Carry over balances. For each person who owes money, add one expense called "Opening balance". Set "paid by" to the person they owe, choose the Exact split, and put the full amount on the person who owes it. One expense per debt keeps the history easy to read.
5. Or import your history. If you exported your Splitwise group as a CSV, open the group in SplitSimple and use Import. It reads Splitwise, Tricount and Splid CSV files and matches people by name, so invite everyone first and check the preview before you confirm.

Back in Splitwise, you can then settle the old group to zero so nobody gets confused about which app is current.

Related

• SplitSimple vs Splitwise, feature by feature
• Trip expense calculator
• How to settle up after a trip

Sources (checked Nov 2026)

• Splitwise Pro page
• Splitwise home page
• Splitwise on the App Store (US)
• Tricount home page
• Tricount: How to split expenses with friends
• Settle Up home page
• Settle Up on the App Store (US)
• Splid on the App Store (US)
• Spliit home page
• Spliit on GitHub
• SplitSimple features: checked against the SplitSimple app itself, November 2026.

Competitor apps change their plans and prices. If you spot something out of date, tell us through the support page and we will fix it.