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SplitSimple vs Tricount
SplitSimple and Tricount are both free, with no ads and no daily expense cap. Tricount wins on no-account sharing links and offline use; SplitSimple adds item-by-item splits, group chat, UPI payment links and Indian languages.
Updated November 2026
The short version
Pick Tricount if you want friends to add expenses from a shared link without installing anything, you need offline entry, or you bank with bunq and want card spending added automatically.
Pick SplitSimple if you want item-by-item splits for restaurant bills, a group chat and comments on each expense, UPI payment links for rupee groups, or an app in Hindi and other Indian languages.
Feature comparison
| SplitSimple | Tricount | |
|---|---|---|
| Price | Free | Free |
| Daily expense cap | None | None |
| Ads | None | None |
| Friends can add expenses without an account | No | Yes, from a shared link |
| Custom split per person | Equal, %, exact amounts | Yes (custom splits) |
| Split item by item | Yes | Not listed |
| Multiple currencies | 8 currencies, converted to the group currency | Yes, with currency conversion |
| Settle up with fewest payments | Yes | Shows who owes whom and payment requests |
| Group chat and expense comments | Yes | Not listed |
| Offline entry | Not listed | Yes |
| Bank card integration | No | bunq Card |
| UPI payment links | Yes, rupee groups | No |
| Import from Splitwise | CSV import | Import your Splitwise group |
| Platforms | Web, Android; iPhone coming soon | iPhone, Android |
Tricount details are from tricount.com, its features page and its guide to splitting expenses, checked November 2026. "Not listed" means we could not find it on those pages.
Where Tricount is stronger
No account needed. This is Tricount's best feature. Its own guide says: "One person creates a group and shares a link. Others can view and add expenses without installing the app." Its home page also says you can try it without signing up. For a one-off trip with people you barely know, that removes a lot of friction.
Works offline. Tricount lets you add expenses without signal and syncs when you are back online. That is handy on treks, flights and ferries.
bunq integration. Tricount is connected to bunq. If you connect a bunq Card, shared purchases are added to your tricount automatically as you spend.
Free, no ads, no cap. Tricount describes itself as "Free. No ads. No limits." with no daily expense cap. On price, Tricount and SplitSimple are the same: both are free.
Where SplitSimple is stronger
Split item by item. When four people share a restaurant bill but ordered different dishes, SplitSimple lets you add each item, assign it to whoever had it, and spread tax and tip across the group. Tricount's features page lists custom splits, where you set each person's share, but not item-level splitting.
Talk where the money is. SplitSimple groups have a built-in chat, and each expense has its own comment thread. You can report messages and block people. That keeps "wait, was this the hotel or the cab?" next to the expense instead of in a separate WhatsApp thread.
A browser app for everyone. SplitSimple runs fully in the browser and installs to the home screen, plus an Android app. Tricount's site lists iPhone and Android apps.
India-first details. In rupee groups, SplitSimple opens GPay, PhonePe, Paytm or another UPI app with the amount filled in. The app is available in English and eight Indian languages: Hindi, Bengali, Marathi, Tamil, Telugu, Gujarati, Kannada and Malayalam. See SplitSimple in India.
Insights and activity. SplitSimple has an activity feed for every change and an insights page for spending patterns. Tricount also offers spending insights for you and the group, so this one is close.
What to watch out for
With SplitSimple, everyone in the group signs in with Google or email before they can add expenses. It is quick, but it is one more step than Tricount's link. People you invite can open the group link and see balances before they join. The iPhone App Store app is coming soon; iPhone users can use the web app in Safari meanwhile.
With Tricount, anyone who has the shared link can open the group, so only send it to people who should see it.
Moving a group from Tricount
If you want to bring a Tricount group into SplitSimple, export it as a CSV, create the group in SplitSimple, invite everyone, then open the group and use Import. SplitSimple reads Tricount CSV files and matches people by name, and you can check the preview before anything is saved. Or keep it simple: add one "Opening balance" expense for each person who owes money, using an Exact split.
Frequently asked questions
Is Tricount free?
Yes. Tricount says it is free with no ads and no daily expense cap. It also offers optional paid extras such as eSIM data plans and a bunq card integration.
Do my friends need an account to use Tricount?
No. Tricount says one person creates a group and shares a link, and others can view and add expenses without installing the app. In SplitSimple, friends sign in with Google or email to join.
Which app is better for splitting restaurant bills?
SplitSimple, if people ordered different things. You can add each item, assign it to the people who had it, and share tax and tip. Tricount supports custom shares per person.
Can I import a Tricount group into SplitSimple?
Yes. Export the group as a CSV, open your SplitSimple group, choose Import, and check the preview. People are matched by name, so invite everyone first.
Does SplitSimple work offline like Tricount?
Tricount lists offline entry as a feature. SplitSimple does not advertise an offline mode, so if you often add expenses without signal, Tricount is the safer choice.
Track it with your group
SplitSimple is free: add expenses, see who owes whom, and settle up with the fewest payments.
Start a group, freeRelated
Sources (checked Nov 2026)
- Tricount home page
- Tricount features
- Tricount: How to split expenses with friends
- SplitSimple features: checked against the SplitSimple app itself, November 2026.
Competitor apps change their plans and prices. If you spot something out of date, tell us through the support page and we will fix it.